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Uninsured and Underinsured Motorist Claims Accident Attorney

Despite laws that require motorists to purchase auto insurance, many Los Angeles-area drivers simply forego it. If you are a motorcyclist who was injured by an uninsured or underinsured motorist, you should contact an experienced personal injury attorney as soon as possible. At Scott J. Corwin, A Professional Law Corporation, we have been handling uninsured motorist claims since 1992.

Uninsured Motorist Law

Uninsured and underinsured motorist coverage is designed to protect you in the event that a driver who does not have sufficient insurance coverage injures you in an accident. In California, many drivers are uninsured even though the law requires them to carry insurance. Many others carry the California minimum limits of $15,000 per person and $30,000 per accident. If you have uninsured and underinsured motorist coverage, your company will be able to compensate you for your damages. However, even though your insurance company works for you, it is in the company’s best interest to minimize the amount it pays on your claim. To ensure that you receive maximum compensation for your injuries, it is essential to work with an attorney who is experienced in handling uninsured and underinsured motorist claims and is prepared to take aggressive action on your behalf.

Since 1992, Scott J. Corwin, A Professional Law Corporation, has advocated on behalf of injured motorcyclists in the Los Angeles area. In that time, Mr. Corwin has recovered more than $125 million for more than 3,000 injured victims.

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If the other driver was uninsured, you are entitled to compensation from your own insurance carrier. If the other driver was underinsured — his or her coverage is less than the full value of your claim — you can bring a claim against your own insurance carrier to make up the difference, so that you obtain the full value of your claim. But beware, your carrier now becomes the “opposing” side and wants to minimize the compensation it pays to you.

Motorcyclists often suffer injuries that are more serious than other accident-related injuries. If your injuries are significant, the costs for treatment will likely exceed the state minimum limits. Ensuring that you receive the full measure of your claim is of great importance to ensure all your damages are covered.

California Law – UM and UIM Insurance Policies

In order to protect motorcyclists in California, insurance companies are required to offer uninsured motorist and underinsured motorist (often abbreviated UM and UIM) policies. Unless you specifically decline these coverages, they are included in your motorcycle insurance policy. If you have been injured, you should contact our firm to review your policy to ascertain if you have UM and UIM insurance coverage.

  • Uninsured Motorist (UM) claims: In a motorcycle accident, your attorney needs to determine if the at-fault driver has insurance. If the at-fault driver does not have insurance, you can bring an Uninsured Motorist claim with your own carrier. Your insurance company “stands in the shoes” of the other. Remember your own insurance company is the “enemy,” and you need aggressive and competent legal representation to handle these complex claims.
  • Underinsured Motorist (UIM) claims: Underinsured Motorist coverage is similar to UM coverage. Under the law in California, the minimum insurance required is $15,000 per person. If you are injured by another motorist with insurance coverage less than the full value of your damages, you can bring an Underinsured Motorist claim with your own company. Your insurance company “stands in the place” of the at fault driver. If for example, you have a claim worth $75,000 and the other driver only has $15,000 in coverage, you can collect up to the full amount of your damages to the extent of your UIM insurance limits. You need an attorney experienced in handling these types of cases. If you have been injured in a motorcycle accident, we can review your insurance policy and provide you with an analysis of your coverage and how we can help you.

Free Consultation With Our Los Angeles Motorcycle Accident Lawyer

If you are a motorcyclist who was injured by an uninsured or underinsured driver, contact Scott J. Corwin, A Professional Law Corporation, to schedule a free initial consultation. Our attorneys represent injured motorcyclists throughout California in Riverside, Orange, Sand Diego, Santa Barbara, Ventura, San Bernardino and Los Angeles counties.

Bg Testimonials

"5+ Stars for this attorney! There is no better in my book. Thank you for being a great attorney and being there for me when I needed someone on my side. This is the attorney to hire!"

"Scott Corwin exceeded my expectations. He walked me through the entire process but didn't waste my time. He was professional, aggressive, communicative, and efficient. If you want the best, you've found him."

"Scott was diligent, professional, compassionate, honest, and responsive. Scott was able to get me 10 times more than I thought I would receive for my accident. I couldn't recommend a better personal injury lawyer."

"Mr. Corwin is truly an amazing professional with outstanding tenacity and incredible skill for the law. If you want an Attorney that will work and breathe your case, day and night, then Mr. Corwin is the right man."

"I was told that Scott's the best, and he didn't let me down. From the first meeting all the way down through settlement I felt like my interests were being represented by someone knowledgeable, skilled, and that genuinely cared about my outcome."

"The settlement Scott obtained for me has provided my family with the security we need for the future. I recommend Scott Corwin to anyone injured in an accident, whether it's a small case or a life altering injury. He will fight to get you what you deserve."

"The "Force" is with this man! I'm grateful for Mr. Corwin's professionalism and highly recommend him to anyone in need of hi-caliber legal representation."

"Fast, easy, reliable, friendly, and hardworking! Fastest results I've ever heard of. I have only praises to sing about Scott! Will definitely be sending all my friends his way!"

"I got into an accident and I thank god I found Scott Corwin right away. I was treated with respect and all my questions or concerns were always readily answered. He is a rare gem and I highly recommend him."

"I appreciate you for the respectful manner in which you interact with your clients. My experience with you was exactly what I think an attorney client relationship should be. Your keen sensibilities set you apart. You are the consummate professional."

"I'd recommend Scott to anyone and call upon his services again with no hesitation. He's truly a "super lawyer" -- do not wait another minute - you have found your man. Retain him, follow his instructions, and move on with your life. He'll handle everything - what a relief!"

"I located Scott due to stellar reviews that I found online. He exceeded my expectations and I could not be happier with my settlement."

"I was very lucky to come across Scott J. Corwin. Scott made sure I got all the medical treatment I needed. I have worked with many attorneys in the past but Scott is by far the most knowledgeable, responsible, and detail-oriented. I highly recommend him."

"You did a tremendous job! I was extremely surprised and happy with my settlement amount. It was higher than I expected! You definitely are the Super Lawyer!"

"If you need a personal injury attorney who listens, cares about you, is candid, thorough, reassuring, who will be your legal advocate to protect your rights, and will do all he can to obtain the best possible settlement for you, then Scott J. Corwin is that lawyer."

"I have worked with many attorneys in the past but Scott is by far the most knowledgeable, responsible, and detail-oriented attorney I have worked with. I highly recommend him."

"Thank you for your professionalism. You maximized the result for your client and did so much faster than 99% of lawyers ever could or would."

"I am not sure dealing with the aftermath of an accident can ever be hassle-free, but using Scott as your lawyer is about as close as you'll ever get. I give him my most enthusiastic recommendation."

"I enormously appreciate all of the help and hard work you've done for me and for taking care of my doctor's bills."

"Scott was kind, caring and compassionate as well as being an aggressive attorney who was not afraid to take on the insurance company for us. He dealt with everything so I didn't have to deal with anything. I give Scott my highest recommendation."

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